You can view Standalone
Ratio Analysis
for the last 5 years.
| Months | 12 | 12 | 12 | 12 | 12 |
| Source Of Info (AR = Annual Report, PR = Press Release) | AR | AR | AR | AR | AR |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 10.00 |
| | | | | | |
| PER SHARE RATIOS | | | | | |
| | | | | | |
| Basic EPS (Rs.) | 2.94 | 2.64 | 4.98 | 9.95 | 46.59 |
| Diluted EPS (Rs.) | 2.94 | 2.64 | 4.98 | 9.95 | 46.59 |
| Cash EPS (Rs.) | 4.43 | 3.90 | 5.00 | 11.35 | 53.37 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 82.57 | 80.35 | 86.21 | 82.64 | 375.25 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 82.57 | 80.35 | 86.21 | 82.64 | 375.25 |
| Dividend / Share (Rs.) | 0.00 | 0.60 | 0.60 | 2.60 | 14.00 |
| Operating Revenue / Share (Rs.) | 74.94 | 72.76 | 78.44 | 92.27 | 446.68 |
| Net Profit / Share (Rs.) | 2.94 | 2.64 | 4.76 | 9.95 | 46.58 |
| | | | | | |
| PER EMPLOYEE RATIOS | | | | | |
| | | | | | |
| Interest Income / Employee (Rs.) | 7548816.38 | 7893349.76 | 7163968.45 | 7597772.84 | 7548746.36 |
| Net Profit / Employee (Rs.) | 296187.40 | 286193.54 | 434479.89 | 818895.41 | 787178.75 |
| Business / Employee (Rs.) | 132543398.61 | 147188878.80 | 127815781.55 | 127848018.24 | 123648986.55 |
| | | | | | |
| PER BRANCH RATIOS | | | | | |
| | | | | | |
| Interest Income / Branch (Rs.) | 75345733.33 | 73711281.37 | 72147510.13 | 79076679.32 | 81610209.89 |
| Net Profit / Branches (Rs.) | 2956285.53 | 2672590.62 | 4375597.47 | 8522962.03 | 8510263.87 |
| Business / Branches (Rs.) | 1322933167.30 | 1374509073.51 | 1287218174.68 | 1330626350.21 | 1336780872.56 |
| | | | | | |
| KEY PERFORMANCE RATIOS | | | | | |
| | | | | | |
| Net Profit Margin (%) | 3.92 | 3.62 | 6.06 | 10.77 | 10.42 |
| Operating Profit Margin (%) | -15.35 | -12.92 | -9.72 | -3.13 | -2.55 |
| Return On Assets (%) | 0.34 | 0.30 | 0.51 | 0.98 | 0.98 |
| Return On Equity / Networth (%) | 3.56 | 3.28 | 5.51 | 12.03 | 12.41 |
| Net Interest Margin (X) | 3.43 | 3.40 | 3.43 | 3.35 | 3.08 |
| Cost To Income (%) | 45.73 | 45.94 | 43.22 | 35.13 | 31.22 |
| Interest Income / Total Assets (%) | 8.77 | 8.38 | 8.51 | 9.09 | 9.43 |
| Non-Interest Income / Total Assets (%) | 1.69 | 1.38 | 1.34 | 1.26 | 1.22 |
| Operating Profit / Total Assets (%) | -1.34 | -1.08 | -0.82 | -0.28 | -0.24 |
| Operating Expenses / Total Assets (%) | 2.55 | 2.32 | 2.12 | 2.07 | 2.17 |
| Interest Expenses / Total Assets (%) | 5.33 | 4.97 | 5.08 | 5.74 | 6.35 |
| | | | | | |
| VALUATION RATIOS | | | | | |
| | | | | | |
| Enterprise Value (Rs.Cr.) | 59145.21 | 64221.68 | 63639.85 | 59438.54 | 54441.25 |
| EV Per Net Sales (X) | 9.87 | 11.04 | 11.17 | 10.57 | 10.00 |
| Price To Book Value (X) | 0.24 | 0.89 | 1.17 | 1.36 | 1.16 |
| Price To Sales (X) | 0.27 | 0.98 | 1.29 | 1.22 | 0.97 |
| Retention Ratios (%) | 100.00 | 75.07 | 87.38 | 100.00 | 69.94 |
| Earnings Yield (X) | 0.14 | 0.03 | 0.04 | 0.08 | 0.10 |