You can view Standalone
Ratio Analysis
for the last 5 years.
| Months | 12 | 12 | 12 | 12 | 12 |
| Source Of Info (AR = Annual Report, PR = Press Release) | AR | AR | AR | AR | AR |
| Face Value | 2.00 | 2.00 | 10.00 | 10.00 | 10.00 |
| | | | | | |
| PER SHARE RATIOS | | | | | |
| | | | | | |
| Basic EPS (Rs.) | 4.98 | 9.95 | 46.59 | 39.86 | 40.08 |
| Diluted EPS (Rs.) | 4.98 | 9.95 | 46.59 | 39.78 | 39.78 |
| Cash EPS (Rs.) | 5.00 | 11.35 | 53.37 | 44.86 | 47.05 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 86.21 | 82.64 | 375.25 | 349.10 | 310.35 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 86.21 | 82.64 | 375.25 | 349.10 | 310.35 |
| Dividend / Share (Rs.) | 0.60 | 2.60 | 14.00 | 13.00 | 13.00 |
| Operating Revenue / Share (Rs.) | 78.44 | 92.27 | 446.68 | 443.63 | 477.32 |
| Net Profit / Share (Rs.) | 4.76 | 9.95 | 46.58 | 38.17 | 40.08 |
| | | | | | |
| PER EMPLOYEE RATIOS | | | | | |
| | | | | | |
| Interest Income / Employee (Rs.) | 7163968.45 | 7597772.84 | 7548746.36 | 7497395.30 | 6969977.38 |
| Net Profit / Employee (Rs.) | 434479.89 | 818895.41 | 787178.75 | 645108.52 | 585285.42 |
| Business / Employee (Rs.) | 127815781.55 | 127848018.24 | 123648986.55 | 112267902.88 | 105926182.43 |
| | | | | | |
| PER BRANCH RATIOS | | | | | |
| | | | | | |
| Interest Income / Branch (Rs.) | 72147510.13 | 79076679.32 | 81610209.89 | 85784982.51 | 89439919.58 |
| Net Profit / Branches (Rs.) | 4375597.47 | 8522962.03 | 8510263.87 | 7381313.20 | 7510480.77 |
| Business / Branches (Rs.) | 1287218174.68 | 1330626350.21 | 1336780872.56 | 1284566131.96 | 1359262550.70 |
| | | | | | |
| KEY PERFORMANCE RATIOS | | | | | |
| | | | | | |
| Net Profit Margin (%) | 6.06 | 10.77 | 10.42 | 8.60 | 8.39 |
| Operating Profit Margin (%) | -9.72 | -3.13 | -2.55 | -2.16 | -2.63 |
| Return On Assets (%) | 0.51 | 0.98 | 0.98 | 0.87 | 0.83 |
| Return On Equity / Networth (%) | 5.51 | 12.03 | 12.41 | 10.93 | 12.91 |
| Net Interest Margin (X) | 3.43 | 3.35 | 3.08 | 2.75 | 2.49 |
| Cost To Income (%) | 43.22 | 35.13 | 31.22 | 26.62 | 24.97 |
| Interest Income / Total Assets (%) | 8.51 | 9.09 | 9.43 | 10.15 | 9.92 |
| Non-Interest Income / Total Assets (%) | 1.34 | 1.26 | 1.22 | 1.09 | 1.09 |
| Operating Profit / Total Assets (%) | -0.82 | -0.28 | -0.24 | -0.21 | -0.26 |
| Operating Expenses / Total Assets (%) | 2.12 | 2.07 | 2.17 | 2.07 | 1.96 |
| Interest Expenses / Total Assets (%) | 5.08 | 5.74 | 6.35 | 7.39 | 7.43 |
| | | | | | |
| VALUATION RATIOS | | | | | |
| | | | | | |
| Enterprise Value (Rs.Cr.) | 63639.85 | 59438.54 | 54441.25 | 51511.72 | 48516.58 |
| EV Per Net Sales (X) | 11.17 | 10.57 | 10.00 | 9.55 | 9.48 |
| Price To Book Value (X) | 1.17 | 1.36 | 1.16 | 1.56 | 1.21 |
| Price To Sales (X) | 1.29 | 1.22 | 0.97 | 1.23 | 0.78 |
| Retention Ratios (%) | 87.38 | 100.00 | 69.94 | 65.97 | 67.41 |
| Earnings Yield (X) | 0.04 | 0.08 | 0.10 | 0.07 | 0.10 |