( ₹ in Crs.)
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Quaterly Results
for the last 5 years.
| Interest Earned | | | | | |
| Int. /Disc. on Adv/Bills | 1141.74 | 1159.09 | 1134.27 | 1104.93 | 1116.54 |
| Income on Investment | 292.23 | 287.22 | 289.52 | 293.92 | 281.24 |
| Int. on balances With RBI | 5.49 | 7.28 | 15.05 | 21.83 | 21.31 |
| Others | 3.30 | 3.35 | 3.69 | 70.20 | 3.23 |
| Total Interest Earned | 1442.76 | 1456.94 | 1442.53 | 1490.88 | 1422.32 |
| Other Income | 259.89 | 175.56 | 254.87 | 208.65 | 224.85 |
| Total Income | 1702.65 | 1632.50 | 1697.40 | 1699.53 | 1647.17 |
| | | | | | |
| EXPENDITURE | | | | | |
| Interest Expended | 861.93 | 877.80 | 858.91 | 847.99 | 860.68 |
| Employee Cost | 197.67 | 172.66 | 178.56 | 179.20 | 153.36 |
| Other Expenses | 218.04 | 220.65 | 200.31 | 192.63 | 211.94 |
| Total Expenses | 1277.64 | 1271.11 | 1237.78 | 1219.82 | 1225.98 |
| | | | | | |
| Operating Profit Before Provisions And Contingencies | 425.01 | 361.39 | 459.62 | 479.71 | 421.19 |
| Provisions And Contingencies | 400.40 | 213.14 | 422.67 | 394.17 | 324.70 |
| P/L Before Tax | 24.61 | 148.25 | 36.95 | 85.54 | 96.49 |
| Tax | 3.41 | 64.51 | -8.96 | 34.98 | 25.00 |
| P/L After Tax from Ordinary Activities | 21.20 | 83.74 | 45.91 | 50.56 | 71.49 |
| Net Profit/Loss For the Period | 21.20 | 83.74 | 45.91 | 50.56 | 71.49 |
| | | | | | |
| Equity Share Capital | 159.86 | 159.86 | 145.33 | 145.33 | 145.33 |
| EPS Before Extra Ordinary * | | | | | |
| Basic EPS (Rs.) | 0.27 | 1.05 | 0.60 | 0.66 | 1.04 |
| Diluted EPS (Rs.) | 0.27 | 1.05 | 0.60 | 0.66 | 1.04 |
| EPS After Extra Ordinary * | | | | | |
| Basic EPS (Rs.) | 0.27 | 1.05 | 0.60 | 0.66 | 1.04 |
| Diluted EPS (Rs.) | 0.27 | 1.05 | 0.60 | 0.66 | 1.04 |
| | | | | | |
| NPA Ratios: | | | | | |
| Gross NPA | 4055.73 | 3707.41 | 3563.39 | 3015.76 | 2663.32 |
| Net NPA | 2295.60 | 2051.51 | 2088.32 | 1862.83 | 1698.92 |
| (%) of Gross NPA | 8.49 | 7.70 | 7.44 | 6.56 | 5.94 |
| (%) of Net NPA | 4.99 | 4.41 | 4.50 | 4.16 | 3.88 |
| Return on Assets % | 0.12 | 0.49 | 0.27 | 0.30 | 0.43 |
| | | | | | |
| OPBPC Margin (%) | 29.45 | 24.80 | 31.86 | 32.17 | 29.61 |
| PBT Margin (%) | 1.70 | 10.17 | 2.56 | 5.73 | 6.78 |
| PAT Margin (%) | 1.46 | 5.74 | 3.18 | 3.39 | 5.02 |